At Brian Galetta Insurance Agency, we love the Colorado mountains as much as you do. We can help to make sure that your toys will be protected so that you can keep having fun in the mountains. Toy insurance covers items such as your boats, snowmobiles, motorcycles, ATVs, golf carts, RVs, antique cars, and more. It is a common misconception that possessions that do not require registration are not important to insure. The policies for items such as a 4-wheeler can be as cheap as $10/month. That’s about two cups of Starbucks coffee a month. It is quite common for utility trailers to be stolen. Whether it’s a pop-up camper, or a trailer that you use to transport your lawn mower, it is very important to understand the options with insurance. By attaching the trailer to your vehicle policy, the insurance is limited, and only insured when the trailer is connected to a car. Next time you are out driving around town, pay attention to the number of trailers detached from cars parked at people’s homes. This means that if your trailer was stolen, and not attached to your car, it would more than likely not be insured. Give us a call and we can help to make sure that you understand the best coverage options for your toys.