1. Agreement to Terms

These Terms & Conditions (“Terms”) govern your access to and use of the website located at https://www.briangaletta.com (the “Site”), operated by Brian Galetta (“we”, “us”, or “our”). By accessing or using the Site you agree to be bound by these Terms. If you do not agree, do not use the Site.

2. Changes to These Terms

We may update these Terms from time to time. When changes are made we will update the “Effective Date” above. Continued use of the Site after changes constitutes acceptance of the updated Terms.

3. Services and Content

The Site provides information about our services, resources, and contact options. All content on the Site (text, images, logos, documents, and other materials) is for general informational purposes only and may be changed without notice.

4. Intellectual Property

All intellectual property rights in the Site and its content are owned or licensed by us. You may view and download portions of the material for personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Any other use requires prior written permission.

5. User Conduct

You agree not to use the Site for any unlawful purpose, to post or transmit any material that is infringing, defamatory, obscene, or otherwise unlawful, or to interfere with the operation of the Site.

6. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content or practices of those sites. Links do not imply endorsement.

7. Disclaimers

The Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by applicable law, in no event will we, our officers, employees, agents or licensors be liable for any indirect, incidental, special, consequential, punitive or exemplary damages arising from your use of the Site or reliance on its content.

9. Indemnification

You agree to indemnify, defend and hold harmless Brian Galetta and its affiliates from and against any losses, liabilities, claims and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or your use of the Site.

10. Privacy

Our Privacy Policy explains how we collect, use, and disclose your personal information. By using the Site, you agree to the collection and use of information in accordance with that policy.

11. SMS / Text Message Consent & Messaging Terms

By clicking the submit button, I expressly consent by electronic signature to receive communications via text message from this website or their agents at the telephone number above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list) including my wireless number if provided, for the purpose of receiving information on insurance products and services. Carrier message and data rates may apply. 10 messages/mo. Reply HELP for help. Reply STOP to opt out. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions. For help or additional info contact bgaletta@farmersagent.com

Note: If you use SMS sign-up or request text messages from the Site, additional messaging terms or subscriber opt-in confirmations may apply. You should always obtain explicit consent for marketing messages where required by law.

12. Termination

We may suspend or terminate your access to the Site at any time and for any reason without notice.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of Colorado, USA without regard to conflict of law rules. Any dispute arising under or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in [County, State].

14. Contact

If you have questions about these Terms, please contact us at:

Email: bgaletta@farmersagent.com
Address: 2465 Research Pkwy Ste 105
Colorado Springs, CO 80920